Opening Hours:Mon - Fri: 08:00am - 05:00pm
Saturday:9.00am-1.00pm

Services

Institutional Development Financing

Our Institutional development facilities are designed to support schools, colleges, and churches in achieving their long-term development goals through sustainable, cash flow–based financing solutions.

As such, our financing approach goes beyond traditional collateral-based lending by focusing on the strength, stability, and predictability of institutional cash flows. This ensures that funding is structured in a way that aligns with each institution’s income cycles, operational needs, and growth plans.

Through detailed cash flow analysis, we assess revenue streams to determine repayment capacity. This allows us to design flexible loan structures with appropriate tenors, repayment schedules, and pricing that minimize financial strain while supporting project success.

Our financing solutions cover a wide range of development needs, including:
• Construction and expansion of facilities
• Acquisition of equipment and learning resources
• Infrastructure upgrades

We are committed to partnering with institutions by providing not only financing but also financial insights and guidance that strengthen their long-term viability.

Our goal is simple: empower institutions to grow responsibly, deliver greater impact, and build a sustainable future—supported by financing that is grounded in real cash flow capacity.

PSV Sacco Staff Loans

Our lending model is designed to support drivers and staff within PSV SACCOs by providing accessible and responsible financing tailored to their unique income structures. Loans are primarily assessed based on the borrower’s ability to repay, with careful evaluation of PSV operations and related activities.

To enhance credit security and promote financial inclusion, we leverage the SACCO guarantee mechanism, where members collectively support one another. This approach reduces default risk while enabling members who may lack traditional collateral to access credit.

Our goal is to facilitate asset ownership, improve livelihoods, and strengthen the economic stability of SACCO members within the transport sector.

Rental Property Upgrade & Development Loans

Our Property Upgrade & Development Loan is a tailored financing solution designed specifically for landlords and landladies seeking to enhance, expand, or develop their rental properties. This facility enables property owners to unlock the full potential of their real estate by leveraging existing rental income as the primary repayment source, while securing the loan against a valid title deed.

Loan eligibility is assessed based on verified monthly rental income, ensuring repayments are aligned with your cash flow. Loans are secured by the property title deed.

Funds can be used for:
o Property renovations and upgrades
o Construction of additional rental units
o Property completion or expansion

We provide a structured Repayment Plan, designed to match rental income cycles, ensuring affordability and sustainability.

This product empowers property owners to:
• Increase rental yields and property value
• Expand their real estate portfolio
• Enhance tenant satisfaction through improved facilities

Logbook Facilities

Our logbook loan solution is designed to provide fast, flexible, and accessible financing to motor vehicle owners, with a primary focus on private vehicle owners, ride-hailing drivers (Uber/Bolt), and tour & travel operators.

We recognize that vehicles are not just assets—they are essential enablers of business operations by providing much needed working capital. By leveraging the vehicle logbook as collateral, we offer clients the opportunity to unlock immediate liquidity while retaining use of their vehicles to continue earning.

Our lending model is anchored on a responsible credit approach, where the borrower’s ability to repay is the central consideration. This ensures that loans are affordable, manageable, and structured to support the borrower’s financial position.

Target Segments:
• Private Vehicle Owners- Individuals seeking short to medium-term financing for personal or business needs.
• Ride-Hailing Drivers (Uber/Bolt, etc.)- Drivers with consistent trip income who require working capital, vehicle upgrades, or emergency funding.
• Tour & Travel Companies- Businesses utilizing vehicles for operations, where financing supports fleet expansion, maintenance, or operational cash flow.

Check Off Loans

We offer Check-off loans that are designed for salaried individuals in both the public and private sectors. These loans are uniquely secured through direct salary deductions, arranged in collaboration with employers’ Human Resource and payroll departments, ensuring timely and consistent repayment.

Repayment is facilitated through a formal check-off system, where employers deduct agreed loan installments directly from employees’ salaries and remit them to Obbys Capital Limited.

Other Services

a) Vehicle Importation Services
We provide end-to-end vehicle importation solutions for individuals and organizations, ensuring a seamless, transparent, and efficient process from sourcing to delivery. Our services include vehicle identification and procurement, compliance with import regulations, customs clearance, and logistics coordination.

Leveraging industry expertise and a strong network of global partners, we guarantee quality, cost-effective options tailored to client needs. Whether for personal use or fleet acquisition, we handle every stage with professionalism, ensuring timely delivery and full regulatory compliance. If needed, Obbys Capital Limited will offer 100% financing on duty and port charges for imported vehicles as soon as their consignments dock at the port.

b) Credit Advisory Services
Obbys Capital Limited offers credit advisory services to corporates, wealthy individuals and high net worth individuals on how to secure borrowing, collateralization, loan payment plans, and loan restructuring advise. We also engage in formulation of credit policies and provision of loan documentation services to institutions/corporate that engage in issuing credit facilities to individuals & corporates.

Focus Quality

We deliver
exceptional services

We offer these services to our customers so as to enable them tap into the Investment opportunities within and outside our boundaries. Our strength is based on quick responsiveness towards customer needs, and Professionalism within and outside our Offices.